Completed months

Calendar months are retrospect only; the pay period stays the unit for anything current. Most recent first.

July 2026

Completed calendar month

$15,768.19

spent

Recurring $5,957.21
Discretionary $9,810.98

Transfer $5,700.00
$3,000.00 recurring · $2,700.00 discretionary· 3 txns
- R 07-31 Interac e-Transfer Sent ARI GABAY $3,000.00
- D 07-21 Interac e-Transfer Sent ROBIN $2,500.00
- D 07-27 Interac e-Transfer Sent BED $200.00
Loan & Credit Payments $2,476.61
$2,237.16 recurring · $239.45 discretionary· 4 txns
- R 07-20 LN Pymt $1,137.16
- R 07-15 TD Visa $1,000.00
- D 07-13 Affirm Canada $239.45
- R 07-15 RRSP (Fondaction) $100.00
Shopping $1,953.86
all discretionary· 21 txns
- D 07-31 Amazon $352.70
- D 07-30 Amazon $236.85
- D 07-14 SP Beast Health Canada $226.02
- D 07-23 Amazon $206.52
- D 07-13 Sports Experts $196.60
- D 07-16 Amazon $127.51
- D 07-06 LaMaisonSimons $103.67
- D 07-13 Amazon $94.76
- D 07-13 Mondou - Cote S $64.46
- D 07-06 Amazon $57.48
- D 07-13 Canadian Tire $44.24
- D 07-31 Amazon $33.33
- D 07-16 Amazon $31.03
- D 07-15 Amazon $29.81
- D 07-06 Amazon $29.46
- D 07-09 LS Boutique END $28.74
- D 07-13 Amazon $25.28
- D 07-13 Bossa-Prets-A-M $24.00
- D 07-16 Amazon $20.66
- D 07-16 Amazon $17.00
- D 07-13 Premiere Moisso $3.74

All 17 categories

Groceries $1,409.58
all discretionary· 10 txns
- D 07-27 Costco $1,021.08
- D 07-15 Costco $103.47
- D 07-10 Costco $88.65
- D 07-20 Supermarche AND $65.87
- D 07-13 Fromagerie DU M $55.06
- D 07-27 IGA $18.04
- D 07-06 Provigo Monklan $17.24
- D 07-29 Fruits Haby $13.97
- D 07-20 IGA $13.75
- D 07-24 Costco $12.45
Home & Hardware $1,188.38
all discretionary· 1 txn
- D 07-13 SP Branch Furniture $1,188.38
Subscriptions & Media $846.47
$325.73 recurring · $520.74 discretionary· 20 txns
- R 07-06 MAA (GYM) $258.69
- D 07-13 Audible $187.35
- D 07-21 Amazon Prime $113.83
- D 07-03 Econofitness $39.83
- R 07-06 Apple (Consolidated Billing) $32.19
- R 07-06 Spotify $24.13
- D 07-06 Anthropic $23.00
- D 07-13 MAA (GYM) $18.62
- D 07-03 Anthropic $18.46
- D 07-20 Apple (Consolidated Billing) $17.23
- D 07-16 Roblox $16.09
- D 07-03 Anthropic $15.19
- D 07-20 Apple (Consolidated Billing) $14.94
- D 07-03 Anthropic $14.05
- D 07-14 Apple (Consolidated Billing) $13.79
- D 07-03 Anthropic $13.23
- R 07-20 Ultra.CC Subscription $8.42
- D 07-06 Anthropic $8.38
- D 07-20 MAA (GYM) $6.75
- R 07-15 Microsoft $2.30
Restaurants & Cafés $641.03
all discretionary· 12 txns
- D 07-27 Daldongnae Montreal $245.93
- D 07-13 Krisp $139.64
- D 07-13 LES Douceurs DU $47.96
- D 07-17 MON Shish Taouk $36.50
- D 07-29 Restaurant Didar $36.22
- D 07-02 Shawarma Moods $30.36
- D 07-03 LA Diperie $21.94
- D 07-20 Cafe Noya $21.46
- D 07-10 LA Diperie $17.76
- D 07-31 Yougi Bar $17.26
- D 07-07 Vitamin Bar $14.51
- D 07-20 McDonald's $11.49
Transport $234.49
all discretionary· 4 txns
- D 07-09 STM $110.00
- D 07-23 EZ Pass NY $58.88
- D 07-27 U-Haul $54.17
- D 07-27 U-Haul $11.44
Entertainment $209.03
all discretionary· 5 txns
- D 07-20 Ticketmaster $66.50
- D 07-10 KRA POW $61.12
- D 07-15 Cineplex $39.69
- D 07-10 Ride DE Filles 2 $26.80
- D 07-20 Cineplex $14.92
Telecom & Internet $203.10
all recurring· 5 txns
- R 07-31 Fizz $67.84
- R 07-27 Rogers $63.85
- R 07-07 Fizz $31.68
- R 07-17 Fizz $24.78
- R 07-27 Fizz $14.95
Insurance $191.22
all recurring· 1 txn
- R 07-20 Desjardins Ins/ass $191.22
Government & Taxes $187.00
all discretionary· 1 txn
- D 07-23 Cour Municipale de Montreal $187.00
Health & Pharmacy $153.67
all discretionary· 2 txns
- D 07-30 SP Shopsante $124.94
- D 07-21 Pharmaprix #0008 Cote St-luc $28.73
Services $133.41
all discretionary· 2 txns
- D 07-29 Gestion BG $110.46
- D 07-08 Nettoyeur Jack Cote Saint- $22.95
Fuel $100.00
all discretionary· 1 txn
- D 07-14 Shell Cote Saint-lu $100.00
Travel $86.01
all discretionary· 1 txn
- D 07-06 Hotel Honeyrose $86.01
Fees & Interest $54.33
all discretionary· 3 txns
- D 07-03 Interest Purchases $29.97
- D 07-08 Interest Purchases $24.05
- D 07-03 Interest Advances $0.31

June 2026

Completed calendar month

$9,337.34

spent

Recurring $5,829.18
Discretionary $3,508.16

Transfer $3,243.57
$3,000.00 recurring · $243.57 discretionary· 3 txns
- R 06-30 Interac e-Transfer Sent ARI GABAY $3,000.00
- D 06-15 Interac e-Transfer Sent ROBIN $145.00
- D 06-25 Interac e-Transfer Sent ROBIN $98.57
Loan & Credit Payments $2,344.21
$2,237.16 recurring · $107.05 discretionary· 4 txns
- R 06-18 LN Pymt $1,137.16
- R 06-15 TD Visa $1,000.00
- D 06-16 RBC Payplan PRO $107.05
- R 06-15 RRSP (Fondaction) $100.00
Shopping $915.97
all discretionary· 13 txns
- D 06-15 LaMaisonSimons $370.22
- D 06-26 Kits.ca $178.00
- D 06-03 Buzzly $75.60
- D 06-29 Amazon $66.60
- D 06-01 Decathlon $45.99
- D 06-05 670 Ste-Catherine $40.00
- D 06-25 Indigo $32.60
- D 06-18 Amazon $30.52
- D 06-04 Amazon $23.96
- D 06-29 Amazon $22.74
- D 06-01 Foil Gallery $16.87
- D 06-12 Dollarama $8.75
- D 06-29 Dollarama $4.12

All 14 categories

Restaurants & Cafés $696.14
all discretionary· 28 txns
- D 06-08 Kaza Maza $134.98
- D 06-01 Uber Eats $58.20
- D 06-01 Neotokyo $45.16
- D 06-12 LS Notre Boeuf De Grac $39.56
- D 06-29 3 Brasseurs MCG $35.29
- D 06-22 Icono Glace $31.07
- D 06-16 Amea Cafe $26.00
- D 06-26 LE Cartier $25.00
- D 06-22 Amea Cafe $24.06
- D 06-22 LS Spirulina $23.40
- D 06-05 Shawarmaz Downtown $22.98
- D 06-15 LA Diperie $21.09
- D 06-25 Couche-Tard $20.67
- D 06-01 LE Cartier $20.00
- D 06-15 LS Spirulina $19.50
- D 06-25 LS Spirulina $18.40
- D 06-01 Cafe Got Soul $17.62
- D 06-15 RFBT - Quartier Cote Saint- $16.18
- D 06-25 Icono Glace $14.96
- D 06-11 Icono Glace $14.23
- D 06-25 LS Spirulina $12.65
- D 06-03 Icono Glace $11.44
- D 06-29 Icono Glace $11.06
- D 06-15 RFBT - Quartier Cavend Cote Saint-lu $9.15
- D 06-16 Amea Cafe $7.80
- D 06-01 Depanneur Griff $5.84
- D 06-08 Amea Cafe $5.75
- D 06-25 Nayax Canada IN $4.10
Subscriptions & Media $611.16
$210.74 recurring · $400.42 discretionary· 19 txns
- R 06-04 MAA (GYM) $143.72
- D 06-08 MAA (GYM) $114.97
- D 06-15 Roblox $57.48
- D 06-22 Roblox $57.48
- D 06-02 Econofitness $39.83
- R 06-05 Apple (Consolidated Billing) $32.19
- R 06-08 Spotify $24.13
- D 06-18 MAA (GYM) $20.00
- D 06-19 Apple (Consolidated Billing) $17.23
- D 06-08 MAA (GYM) $15.96
- D 06-19 Apple (Consolidated Billing) $14.94
- D 06-26 MAA (GYM) $13.80
- D 06-19 Apple (Consolidated Billing) $13.79
- D 06-04 Google $12.64
- R 06-18 Ultra.CC Subscription $8.40
- D 06-30 Steam Games $8.27
- D 06-22 Roblox $8.04
- D 06-22 MAA (GYM) $5.99
- R 06-15 Microsoft $2.30
Entertainment $420.04
all discretionary· 5 txns
- D 06-22 SandboxVR Ste-cath $169.01
- D 06-15 Espace Saint-de $142.97
- D 06-08 Rage: AXE Throwing $42.54
- D 06-08 Rage: AXE Throwing $42.54
- D 06-22 SandboxVR Ste-cath $22.98
Telecom & Internet $257.90
$190.06 recurring · $67.84 discretionary· 5 txns
- D 06-01 Fizz $67.84
- R 06-30 Fizz $67.84
- R 06-25 Rogers $65.76
- R 06-08 Fizz $31.68
- R 06-17 Fizz $24.78
Fuel $200.00
all discretionary· 2 txns
- D 06-15 Shell Cote Saint-lu $100.00
- D 06-29 Shell Cote Saint-lu $100.00
Insurance $191.22
all recurring· 1 txn
- R 06-22 Desjardins Ins/ass $191.22
Fees & Interest $173.26
all discretionary· 4 txns
- D 06-04 Interest Purchases $89.75
- D 06-08 Interest Purchases $73.51
- D 06-05 Cash Advance Fee $5.00
- D 06-22 Cash Advance Fee $5.00
Groceries $152.05
all discretionary· 4 txns
- D 06-30 IGA $72.50
- D 06-11 IGA $33.13
- D 06-15 IGA $24.70
- D 06-03 IGA $21.72
Transport $70.21
all discretionary· 5 txns
- D 06-01 Uber $25.79
- D 06-01 Uber $18.99
- D 06-08 Agence de Mobilité DUR $12.82
- D 06-29 Metro Beaulieu $8.43
- D 06-01 NJ Turnpike Authority $4.18
Personal Care $44.85
all discretionary· 1 txn
- D 06-10 Kotet Barber $44.85
Health & Pharmacy $16.76
all discretionary· 1 txn
- D 06-25 Jean Coutu $16.76

May 2026

Completed calendar month

$10,829.32

spent

Recurring $0.00
Discretionary $10,829.32

Transfer $3,197.00
all discretionary· 4 txns
- D 05-29 Interac e-Transfer Sent ARI GABAY $3,000.00
- D 05-19 Interac e-Transfer Sent ROBIN $160.00
- D 05-04 Interac e-Transfer Fulfill LOTO-QUEBEC $20.00
- D 05-14 Interac e-Transfer Sent NICOLE $17.00
Loan & Credit Payments $2,229.28
all discretionary· 4 txns
- D 05-19 LN Pymt $1,137.16
- D 05-19 TD Visa $885.00
- D 05-19 RBC Payplan PRO $107.12
- D 05-15 RRSP (Fondaction) $100.00
Shopping $2,019.42
all discretionary· 23 txns
- D 05-04 Amazon $517.33
- D 05-04 Amazon $288.48
- D 05-18 B2 Eaton Centre $257.54
- D 05-26 SP Superareshop.com $175.69
- D 05-14 Uniqlo $137.64
- D 05-04 Mondou - Cote S $77.02
- D 05-08 Amazon $68.96
- D 05-11 Amazon $67.25
- D 05-25 MoMA Museum Store $63.31
- D 05-08 Amazon $57.44
- D 05-25 Uniqlo $42.36
- D 05-11 Florina Florist $40.25
- D 05-04 Amazon $33.19
- D 05-14 Staples $24.13
- D 05-04 Amazon $23.96
- D 05-15 Amazon $23.96
- D 05-22 Amazon $23.96
- D 05-26 Tabagie Saba Cote Saint- $23.71
- D 05-04 Amazon $22.98
- D 05-04 Amazon $21.72
- D 05-11 Tactiq $17.05
- D 05-04 Dollarama $5.75
- D 05-04 Amazon $5.74

All 17 categories

Restaurants & Cafés $848.32
all discretionary· 18 txns
- D 05-18 Restaurant LE Serpent $187.15
- D 05-25 KIN Ramen $106.37
- D 05-29 Restaurant L EX $95.50
- D 05-26 Dram Shop $75.19
- D 05-04 RU Izakaya Quartier DE $71.54
- D 05-11 Resto Biere AU Menu $67.82
- D 05-25 Cent'Anni $57.21
- D 05-25 LS Tsukuyomi Ramen Bis $51.34
- D 05-26 Bagel Pub Crown $35.46
- D 05-20 Couche-Tard $24.31
- D 05-11 Couche-Tard $19.98
- D 05-25 Maple Creamery $11.71
- D 05-28 Burger King $10.75
- D 05-13 RFBT - Quartier Cote Saint- $8.09
- D 05-06 Cafe Vasco da G $7.76
- D 05-13 Olly Fresco's CIA $6.42
- D 05-29 CAF DPT Gelato $6.26
- D 05-11 Starbucks $5.46
Subscriptions & Media $462.16
all discretionary· 14 txns
- D 05-22 You Need A Budget $154.21
- D 05-05 Apple (Consolidated Billing) $101.16
- D 05-04 Econofitness $39.83
- D 05-19 Apple (Consolidated Billing) $28.73
- D 05-06 Spotify $24.13
- D 05-11 MAA (GYM) $17.55
- D 05-19 Apple (Consolidated Billing) $17.23
- D 05-19 Apple (Consolidated Billing) $14.94
- D 05-04 MAA (GYM) $14.85
- D 05-19 MAA (GYM) $14.85
- D 05-04 Google $12.64
- D 05-20 Uber One $11.49
- D 05-18 Ultra.CC Subscription $8.25
- D 05-15 Microsoft $2.30
Government & Taxes $400.86
all discretionary· 1 txn
- D 05-29 SAAQ-IMMTR $400.86
Fuel $310.63
all discretionary· 3 txns
- D 05-04 Shell Cote Saint- $116.09
- D 05-27 ExxonMobil $105.91
- D 05-25 Sunoco $88.63
Transport $227.84
all discretionary· 15 txns
- D 05-18 Uber $25.66
- D 05-20 Uber $24.24
- D 05-18 Uber $23.94
- D 05-15 SAQ $23.20
- D 05-22 Lyft $22.98
- D 05-04 Uber $22.03
- D 05-11 Agence de Mobilité DUR $21.32
- D 05-25 Lyft $19.93
- D 05-04 Uber $19.04
- D 05-25 NYCT PayGo $4.25
- D 05-25 NYCT PayGo $4.25
- D 05-25 NYCT PayGo $4.25
- D 05-26 NYCT PayGo $4.25
- D 05-26 NYCT PayGo $4.25
- D 05-26 NYCT PayGo $4.25
Fees & Interest $195.14
all discretionary· 4 txns
- D 05-08 Interest Purchases $87.39
- D 05-04 Interest Purchases $78.74
- D 05-04 Annual Card Fee W Low Rate $29.00
- D 05-29 Overdraft Interest $0.01
Services $192.17
all discretionary· 2 txns
- D 05-12 Milestones Mont-royal $189.17
- D 05-11 Air-Serv V $3.00
Insurance $191.22
all discretionary· 1 txn
- D 05-20 Desjardins Ins/ass $191.22
Groceries $176.30
all discretionary· 6 txns
- D 05-08 IGA $80.72
- D 05-28 IGA $33.14
- D 05-05 IGA $26.25
- D 05-22 IGA $16.02
- D 05-11 IGA $10.98
- D 05-15 SP KALEMART24 $9.19
Entertainment $166.15
all discretionary· 3 txns
- D 05-11 TAG E-karting $74.74
- D 05-26 Barbes Tickets $64.89
- D 05-18 Salon DE Quilles Darli $26.52
Telecom & Internet $109.97
all discretionary· 3 txns
- D 05-25 Rogers $52.36
- D 05-11 Fizz $31.68
- D 05-18 Fizz $25.93
Travel $53.05
all discretionary· 1 txn
- D 05-27 B12 Sainte Cath $53.05
Health & Pharmacy $32.42
all discretionary· 1 txn
- D 05-20 Pharmaprix #0008 Cote St-luc $32.42
Education $17.39
all discretionary· 1 txn
- D 05-19 Listening Ro $17.39