Annual Card Fee W Low Rate

Custom description

Save

Your preferred display name. It overrides the deterministic and AI-derived names everywhere and persists across syncs. Typing the exact name of another merchant merges the two. Saving re-derives the category from this name — your name is better information than the raw descriptor.

Category

Groceries Restaurants & Cafés Transport Fuel Shopping Health & Pharmacy Personal Care Utilities Telecom & Internet Housing & Rent Insurance Subscriptions & Media Entertainment Travel Fees & Interest Loan & Credit Payments Government & Taxes Charity & Gifts Services Home & Hardware Education Cash & ATM Income Transfer Other Save

Currently Fees & Interest (ai · 1.00). Saving sets a permanent user override that beats rule and AI. Category is display text only — it never affects available.

Recurring

No obligations on this merchant. It reads as discretionary spending.

Derives amount, cadence and tolerance from this merchant's history, on the same band model. You confirm or correct before it is created.

Raw forms (1)

• ANNUAL CARD FEE W LOW RATE ×1 · ai

These raw bank descriptors all display as “Annual Card Fee W Low Rate”. If one does not belong, open it from transactions and give it a different name.

Recent transactions

• 2026-05-04 · BMO Bank of Montreal 2862 -29.00
  discretionary
  ANNUAL CARD FEE W LOW RATE

Display name precedence: custom → AI → deterministic → raw. The raw bank descriptor is stored permanently and shown here exactly as it arrived, no matter how many naming layers sit above it.